How We Rate Casinos — Best Payout Rates Online Casinos Canada

A payout rate is the share of stakes a game returns to players over a very long run. A casino is also judged by whether the money you win can reach your bank. Seven criteria, in that order of weight: the maths of the games first, the pipes that carry your money afterwards.

1. Slot return settings. A game can exist at several return settings, and the casino chooses which one to run. Read the paytable of any slot you open and look for the highest version, 96%+ on slots. The reason is arithmetic: a lower setting means the house keeps more of every stake, and the difference grows with the amount you play.
2. Video poker tables. The upper end of the range belongs here, not on the reels. Full-pay video poker tables can reach up to 99.9%, and a table with a weaker pay schedule gives up part of that. We look at the schedule on screen, because the name of the game alone does not tell you which version is running.
3. Blackjack payout. The rule is short: 3:2, not 6:5. A 6:5 blackjack takes more from every natural, which is why a table that looks the same can return less to you.
4. Withdrawal methods. We list how money leaves the account: Visa, Mastercard, Interac, Echeck, Payz, Instadebit, MuchBetter and Express Connect. It matters because a high payout rate is only useful if a method you already have is on the list.
5. What stands between request and receipt. We read the payment page for any step added between asking for a withdrawal and getting the money, such as a document request or a pending period. A casino that explains these steps clearly scores better than one that leaves them to be found out.
6. Deposit methods and minimums. Deposits can be made by Visa, Mastercard, Interac, iDebit, ecoPayz, PaySafeCard, Neosurf, MuchBetter, Apple Pay, Google Pay, Instant Bank Transfer and cryptocurrency. We check which are live, what the casino states as the smallest deposit, and whether the same method can usually be used to take money back out.
7. Licence and audit seal. The Kahnawake Gaming Commission licence is matched against the register at gamingcommission.ca. The group carries eCOGRA's Safe and Fair seal, which we describe as a group-level seal. A licence that cannot be matched ends the review.

An editor opens the account, reads the paytables of several slots, checks the video poker pay schedule and the blackjack rule, and then goes through the cashier for both directions of money. The payment page is read line by line. The notes are compared with the casino's own stated terms, and the score is written last. Reviews are reopened when a payment page, a catalogue or a set of terms changes.

We receive referral commissions from the casinos on this site. Payment plays no part in selection or order, and a casino that fails a criterion is removed. A high payout rate describes a long run of play and is not a promise about any session. For adults of legal age: 19 or older in most provinces, 18+ only in Alberta, Manitoba and Quebec. See our responsible gaming page for help.